Xpenz ("we," "our," or "the app") is an expense and subscription tracking app. This Privacy Policy explains what information we collect, how we use it, and your choices.
Account information. When you create an account, we collect your name and email address to authenticate you and identify your account.
Financial data you enter. Xpenz stores the expenses, subscriptions, and recurring charges you manually add or import — including names, amounts, categories, and billing frequency. This data is entered by you and is not collected from any bank or financial institution.
Receipt and bill photos. If you scan or upload a photo of a receipt or bill, that image is stored so you can view it later, and is temporarily sent to a third-party AI service (see "Third-Party Services" below) to automatically read details like the merchant name, amount, and category.
Purchase information. If you subscribe to Xpenz Premium, your purchase is processed by Apple's App Store. We (through our subscription-management provider, RevenueCat) receive confirmation of your subscription status — we do not receive or store your payment card details.
Device and app preferences. We store your theme preference (light/dark/system) and similar in-app settings locally on your device.
We use the information above to:
Provide and maintain your account and the data you track in the app
Automatically read details off scanned receipts/bills
Verify and manage your Premium subscription
Detect your local currency for a better default experience
Respond to support requests
We do not sell your personal information.
Xpenz relies on the following third-party services to operate:
Supabase — our backend provider, which stores your account data, expense/subscription records, and bill photos securely.
RevenueCat — manages and verifies in-app subscription purchases made through Apple's App Store.
Apple (App Store / StoreKit) — processes all Premium subscription payments directly; Xpenz never sees your payment details.
Anthropic (Claude AI) — receipt photos you scan are sent to Anthropic's API to extract merchant, amount, and category information. Photos are processed for this purpose and are not used to train AI models.
Each of these providers has its own privacy practices governing how they handle data on our behalf.
You can delete your account at any time from Profile → Account settings within the app. Deleting your account permanently removes your profile, expense/subscription data, and stored bill photos from our systems.
Note: deleting your account does not automatically cancel an active App Store subscription — Apple requires subscriptions to be cancelled separately through your Apple ID subscription settings.
Xpenz is not directed at children under 13, and we do not knowingly collect personal information from children under 13.
We use industry-standard measures, including encryption in transit, to protect your information. No method of transmission or storage is 100% secure, but we work to protect your data using commercially reasonable safeguards.
We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last updated" date above.
If you have questions about this Privacy Policy or your data, contact us at: contactsupport@xpenzapp.com